Avalanche Method Calculator

This Excel-based calculator automatically calculates how long it will take to pay off each of your debts using the Avalanche Method—prioritizing high-interest balances first. Just enter your current balances, APRs, and payment amounts, and the calculator does the rest.

✅ Key Features:

• Auto-calculates payoff timelines based on your inputs

• Customizable fields for each debt: name, balance, APR, minimum payment, and extra payment

• Interest-per-month estimator to visualize how much interest you're accruing

• Instant feedback: see if your payments are too low and adjust accordingly

• Works seamlessly in Microsoft Excel (desktop or online)

🎯 Why Use This:

• Saves you money by tackling the most expensive debts first

• Gives you a clear timeline to become debt-free

• Helps you plan and adjust your payments for optimal results

• Perfect for individuals managing multiple credit cards, loans, or lines of credit

📂 What You Get:

• 1 Excel File 

• Pre-built formulas—no manual math required

• Instructions included directly in the file